Page 113 - ACCESS ANNUAL REPORT 2019

NOTES (continued)
A a o nts are in tho sands o hana edis n ess otherwise stated Financia ris anage ent contin ed
redit ris anage ent contin ed
E pos re to credit ris on oans and advances contin ed
Credit ris exposure relatin to loans and advances are as ollows
2019 2018
ross amount
, ,
993,770
Individually past due and impaired (Stage 3)
rade mpaired rade mpaired rade mpaired
, , ,
30,961
40,893 247,190
ross amount
owance for impairment
, ,
319,044 (61,943)
arrying amount
,
257,101
Past due but not impaired (Stage 2)
rade atch ist ross amount
, ,
320,155 320,155
owance for impairment arrying amount
, ,
(41,642) 278,513
Neither past due nor impaired (Stage 1)
rade 1 ow fair risk
,
354,571
ross amount
owance for impairment
, ,
354,571 (8,913)
arrying amount
,
345,658
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