Page 123 - ACCESS ANNUAL REPORT 2019

NOTES (continued)
A a o nts are in tho sands o hana edis n ess otherwise stated Financia ris anage ent contin ed
ar et ris contin ed
nterest rate ris contin ed
A decrease o a 100 asis points in interest rates at the reportin date would have had the e ual ut opposite effect on the amount shown a ove. he interest rate sensitivities are ased on simplified scenarios and assumptions, includin that all other varia les remainin constant. he fi ures represent a 100 asis point effect on the non tradin port olio usin the avera e interest rate on these port olios.
Foreign e change ris
he Group ta es on exposure to the effects o uctuations in the prevailin orei n currency exchan e rates on its financial position and cash ows. All orei n exchan e ris within the Group are monitored y the reasury Group. Accordin ly, the orei n exchan e position is treated as part o the Group’s tradin port olio or ris mana ement purposes. he Board sets limits on the level o exposure y currency and in a re ate or oth overni ht and intra day positions, which are monitored daily. he ta le elow summarises carryin amounts o the Group’s exposure to orei n exchan e ris cate orised y currency.
he ro p and Ban At Dece ber
GH¢ US$ GBP EURO ota
ssets
ash and cash e uiva ents nvestment securities oans and advances
960,112 1,951,980 1,052,853
91,437 16,268 238,925
26,527 , , , , 1,089 , ,
3,964,945 330,362 16,268 27,616 , ,
ia i ities
eposits from anks eposits from customers Borrowings
217,206 2,336,524
525,814 81,470 193,813
, 65,798 , , ,
2,553,730 719,627 81,470 65,798 , ,
et on a ance sheet
financia position 1,438,523 (606,470) (65,202) (38,182) ,
redit commitments 374,957 141,716 26,757 ,
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