Page 135 - ACCESS ANNUAL REPORT 2019

NOTES (continued)
A a o nts are in tho sands o hana edis n ess otherwise stated
et nterest inco e ca c ated sing the effective interest ethod
he ro p The Bank
2019
2018
2019
2018
Interest income
oans and advances to customers acement with other anks nvestment securities
, , ,
171,505 45,817 180,342
, , ,
171,505 45,817 180,342
,
397,664
,
397,664
Accrued interest on impaired loans amounts to GH¢2,035,020 during the year (2018: GH¢567,000).
he ro p The Bank
2019
2018
2019
2018
nterest e pense
emand deposits
ime and other deposits avings deposits
ease ia i ities
, , , ,
, ,
6,085 147,794 24,614
, , , ,
, ,
6,085 147,794 24,614
178,493
178,493
et interest income
219,171
219,171
8. Net fee and commission income
ommission and fee earned from services rovided overtime
redit re ated fees and advances
etters of credit issued
ommission and fee earned from services rovided at a point in time
ustomer account servicing fees
, ,
,
, ,
,
53,279 6,175
4,141
, ,
,
, ,
,
53,279 6,175
4,141
ess commission and fee e penses
63,595 (19,529)
63,595 (19,529)
44,066
44,066
9. Net trading income
a ncome from dea ing in foreign e change
et income from other financia instruments
, ,
59,969 10,436
, ,
59,969 10,436
Other operating inco e
rofit on disposa of property and e uipment ecovered ad de ts
reterm i uidation fees
pecia c earance and transfer fee
undry income
168 , - - ,
,
220 3,084 250 504 7,950
168 , - 504 ,
,
220 3,084 250 397 7,950
12,008
12,008
134