Page 141 - ACCESS ANNUAL REPORT 2019

NOTES (continued)
A a o nts are in tho sands o hana edis n ess otherwise stated
19a. Loans and advances to customers
he ro p and the Ban
2019
Gross Amount
2019
pair ent a owance
2019
Carrying amount
2018
Gross amount
2018
pair ent a owance
2018
Carrying amount
verdrafts erm oans ta oans
448,126 981,547 4,976
(17,878) (123,540) (364)
430,248 858,007 4,612
517,143 471,180 5,447
(44,837) (133,057) (317)
472,306 338,123 5,130
ota oans and advances
1,434,649
(141,782)
1,292,867
993,770
(178,211)
815,559
Current on current
907,556 385,311
593,255 222,304
oans and advances to customers are carried at amortised cost
Allowances or impairment on loans and advances is as ollows
Specific a owance or i pair ent
2019
2018
t 1 anuary harge for the year oan write o
, , ,
144,229 29,232 (11,992)
t 1 ecem er
,
161,469
o ective a owance or i pair ent
t 1 anuary
pening 9 ad ustment harge for the year
, - ,
10,065 (4,726) 11,403
t 1 ecem er
,
16,742
ota a owances or i pair ent
,
178,211
140