Page 176 - ACCESS ANNUAL REPORT 2019

ROD S & SER ES
RRE A O S
rrent Acco nt ndivid a
An individual account which enables the withdrawal of money with cheques that are payable on demand. This type of account is also known as a demand deposit or a non-interest bearing account and is targeted at Low to Middle income individuals and professionals.
Benefits Feat res
• Minimum opening balance of GHS 50 • Zero minimum daily balance
• Allows direct debit instruction
• Third party transactions allowed
• Cheque book at a fee
• Availability of overdraft facility for qualifying
customers
• COT of GHS 2/ mille (GHS 2.00 for every 1,000
withdrawal)
• Account Online real time
• Access to all types of E-business products (all free
except VISA Cards)
re ier rrent Acco nt
This account is a high yield current account which enables Middle to High income persons and Sole Proprietors to earn interest on their account balances whilst enjoying zero COT on all transactions.
Benefits Feat res
• GHS 100 opening balance
• GHS 100 minimum daily balance
• 2% p.a Interest Rate
• Allows direct debit instructions
• Cheque book (at a fee)
• No Monthly maintenance fee
• Zero COT subject to minimum daily balance of
GHS 100
o den Age
A tailor-made current account that offers pensioners and retirees (or people planning to retire from active service) value added service in their old age.
Benefits Feat res
• GHS 20 minimum opening balance
• 3% p.a Interest Rate
• Allows direct debit instruction
• Lodgment of dividend warrants from any
investment
• Zero COT
• Exclusive discounts from selected outlets
• Priority Treatment and zero queuing at all branches for the target group.
• Golden Age card (Access Link)
• free personalised cheque book
rrent Acco nt orporate
It is a current account designed to meet the banking needs of business organisations, enabling them to withdraw money with cheques that are payable on demand. This product is targeted at Limited Liability companies, institutions, Incorporated companies, Sole proprietorships, Professional Organisations, Partnerships, Societies and Clubs.
Benefits Feat res
• GHS 100 opening balance
• Zero minimum daily balance
• Cheque book valid for clearing
• GHS 2/mille default COT
• No restriction on number of withdrawals • 3rd Party Withdrawals
ower Sa ar Acco nt
A current account that enables salaried workers to get more out of their salary with access to a wide array of value addition enefits.
Benefits Feat res
• Allows direct debit instruction
• Third party transactions allowed
• Cheque book
• Free Standing Instruction to a high interest yielding
savings account (Goal Account)
• Availability of Loan facilities (Personal Loan, Salary
Advance, Vehicle Finance etc.) for qualifying
employees
• Availability of Insurance and Investment Products • Free Electronic Products (Alerts, Internet Banking,
Mobile Banking, Gh-link Debit Card)
• Availability of Loyalty Discount packages
ower Bi Acco nt
An interest yielding current account designed to empower SMEs to succeed and grow. They include Business Owners, Pro essional firms, oint entures, NGOs and other related businesses.
Benefits Feat res
• GHS 100 Minimum Opening • GHS 1,000 daily balance
• 2% p.a Interest rate
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Annual Report
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