Page 177 - ACCESS ANNUAL REPORT 2019

ROD S & SER ES
• Cheque book (at a fee)
• No Monthly Maintenance fee
• Zero COT subject to minimum daily balance of
GHS 1,000
• SME seminars
• Overdraft and loans at competitive rates subject to
meeting credit requirements
app Schoo Acco nt
This is a customized interest-bearing current account product, designed to meet the needs of non-tertiary educational institutions, i.e. Crèche, Primary schools, Junior High schools and Senior High schools in both the private and public sectors. It offers them additional enefit o interest earnings on their account balances and Zero COT.
Benefits Feat res
• GHS 200 opening balance
• GHS 200 minimum daily balance • 1% p.a Interest Rate
• Unlimited withdrawals
• No maintenance fee
• Cheque book
• No COT
Do ici iar Acco nt
This is a foreign currency current account (i.e. Pounds, Euros, Dollars, etc) ideal for Individuals and All Registered Businesses (SMEs & Corporate organisations).
Benefits Feat res
• $100, £100 & €100 opening and minimum daily balance
• Available for Corporate and Individual customers
• Customised cheque book
• Zero Monthly Maintenance
• No restriction on number of withdrawals
• No COT
D AS ORA A O
The Diaspora Account is proposed as a multiple currency account for Non-Resident Ghanaians (NRG). It is a liability product that offers NRGs the chance to open and run accounts in Ghana to help them meet needs and cater for emergencies in their absence.
Benefits Feat res
• Opening Balance of USD 100 (or its equivalent)
• Minimum Daily Balance USD 10 (or its equivalent)
• 6.0% p.a Interest rate on Savings Account
• Zero COT on Current Account
• Cheque book for Current Account plus 2%
interest p.a
• Mobile, Internet & Telephone Banking
• Access to international Debit Card
D A BA
With our pacesetting electronic platforms, we ensure that our customers are able to bank online anytime and anyday and in real time.
obi e one
• Money Transfer (self and 3rd party)
• Bill Payments (DSTV, MTN Post-paid and ECG)
• Airtime Top-up
• InterBank and Intra-Bank fund transfers
• General Payment (Starbow, Smart TV, University of
Ghana and WAEC)
obi e Ban ing
Our mobile banking services enable you to enjoy the exi ility o an in anywhere you are via the Access mobile app or the *901# short code.
Access obi e App
A mobile app solution that enables subscribers to securely and conveniently have access to their accounts 24/7. This is downloadable via the App
Store, Play Store and the Blackberry App World.
- Enables Airtime purchase, Bill payment, Cheque & Card management, Mobile money services, funds transfer and instant account opening.
- Secured with the use of a password and a PIN to authenticate transaction
- Easy to register (Self-registration)
- Daily transactional limit is GHS10,000 but can be increased per customer request.
*Available to all customers with compatible smart phones (Android, IOS and Blackberry).
OB E BA
Just by dialing *901# on any phone, you can manage your bank account anywhere you are.
• Enables Airtime purchase, Bill payment, Rates, Mobile Money services, Funds Transfer, Merchant
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driving s stainab e
Annual Report
growth thro gh innovation