W Power Loan

Powering Women. Financing Growth.

Your business has the potential to go further. The W-Power Loan provides women-owned and women-led MSMEs with accessible, collateral-free financing to help them grow, strengthen their operations and take advantage of new opportunities.


Whether you need working capital, want to acquire business assets, or need financing to fulfil a contract or purchase order, W-Power gives you the financial support to move your business forward.



Why Choose W-Power?

Collateral-Free Financing

Access financing without traditional collateral, subject to the applicable terms and conditions.


Flexible Financing
Choose from a range of financing options designed to meet different business needs, including term loans, overdrafts, LPO financing, invoice discounting and import finance.


Fast Turnaround
Get access to financing through a streamlined process designed to help you respond quickly to your business needs.


Flexible Repayment Options
Repay your loan through monthly instalments from your business proceeds, with daily or weekly repayment options available for eligible customers.


More Than Financing
As a W-Power customer, you can benefit from business advisory, capacity building and opportunities within the W-Initiative community.


Business Growth Tools
Access solutions such as POS and Mobile Money collection tools to make it easier to collect and manage your business payments.

How Much Can You Access?

You can access financing from GHS 10,000 to GHS 300,000, with a tenor of up to 12 months.

 

Micro Businesses

GHS 10,000 – GHS 100,000

Designed for petty traders, micro businesses and entrepreneurs operating in their personal names.

  • Annual turnover of GHS 50,000 – GHS 250,000
  • Collateral-free financing
  • Daily or weekly contribution options may apply


Small & Medium Businesses

GHS 100,001 – GHS 300,000

Designed for growing businesses that are expanding their operations and transitioning into more formal business structures.

  • Annual turnover of GHS 250,000 – GHS 750,000
  • Term loan or overdraft options
  • Financing structured around your business needs

Who Can Apply?

W-Power is designed for:

  • Women who own at least 50% of a business
  • Women-led MSMEs, including businesses where women hold key leadership or signatory roles
  • Women entrepreneurs operating in their personal names
  • Micro, small and medium-sized women-owned businesses

Basic Eligibility

To qualify, your business should generally:

  • Have been operating for at least 12 months
  • Have an annual turnover of at least GHS 50,000
  • Meet the Bank’s applicable credit assessment and documentation requirements

Financing That Fits Your Business

W-Power can support a range of business needs, including:

  • Working capital
  • Asset acquisition
  • Import Finance

For eligible asset financing, a moratorium of up to 3 months may apply.

More Than a Loan

At Access Bank, we believe that empowering women goes beyond providing access to finance.

Through the W-Initiative, women entrepreneurs can gain access to opportunities that help them build stronger businesses, develop their capabilities, connect with a community of like-minded women and position their businesses for sustainable growth.


With W-Power, you don't just get financing. You get the power to move your business forward.


Ready to Power Your Business?

Your next business opportunity could be closer than you think.


Apply for the W-Power Loan today and take the next step towards growing your business.

Terms and conditions apply. Loan approval is subject to the Bank’s credit assessment and applicable requirements. Promotional pricing is subject to approval and availability.


Get in touch with our us

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You can also call our Numbers:

+233 (0) 30 274 2699, Toll Free: 0800 00 4400


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