Mass Retail

Banking Tailored to Employee Needs

Access Bank’s Mass Retail offering is uniquely built to suit the needs of salaried workers and employees. Through this segment, we offer financial protection, flexibility, and ease of transactions while you conveniently focus on doing what matters to you. 


MyPay Entry Account

Your First Step to Financial Stability

MyPay Entry is designed for young earners, entry-level staff, and early professionals who need a simple, reliable, and affordable account to manage their income. 


This account is perfect for employees who earn between GHS 800 – GHS 3,000.


MyPay Middle Account

Supporting Your Growth and Everyday Needs

As your career expands, so do your financial responsibilities.
MyPay Middle helps mid-level professionals manage income, build savings, access credit, and enjoy more competitive banking benefits. 


This account is best for employees earning above GHS 3,000 – GHS 10,000.


MyPay Executive Account

Premium Convenience for Senior Professionals

MyPay Executive is a refined banking solution designed for mid-level executives, experienced professionals, managers and high-performing executives who require speed, flexibility, and premium financial support.


Perfect for professionals earning above GHS 10,000 – GHS 30,000 who want enhanced financial control, premium support and long-term value.


Benefits

  • Access to Insurance Cover (Retrenchment, Life and Hospitalization cover)
  • Access to loan facilities (salary advance, pick now pay later, rent now pay later, construction loan, vehicle loan, mortgage)
  • Electronic Service (SMS, USSD, Mobile App & Cards).
  • Free cheque book (First Issuance)
  • Up to 40% discount from our loyalty partners
  • Monthly financial teasers
  • Financial literacy programs
  • Rewards by Access (Loyalty Program)

Latest News

Access Bank Ghana Wins Two Prestigious Honours at The Euromoney Awards for Excellence Access Bank Ghana deepens financial inclusion with opening of 57th branch in Swedru Access Bank Ghana Partners Deloitte to Equip Women Entrepreneurs with Financial Tools for Growth ATC 2026: Ghana’s Trade Minister calls for policy harmonization to drive African trade Access Bank Ghana’s ‘Sandal More’ Initiative Impacts 300+ Children, Transforms Visually Impaired Boy’s Life
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