Teen Card FAQs

The Early Savers Teen card is a prepaid card designed to teach children the practical of money management and the card is issued ONLY on request by parents/guardians.
Access Early Savers Teen cards are activated via PIN change on any Access Bank ATM or by using the POS terminal at any Access Bank Branch (Please see the welcome letter that comes with card).
Cash deposit can be made into the card at any Access Bank branch and funds can also be transferred from any bank account into the Early Savers Teen card.
There is no monthly charge on this card. However, there is an annual maintenance charge of GHS5. 
The card has a GHS500 daily load limit and GHS5,000 total card limit
You can load money onto your card as often as you want.
No. this is a prepaid card designed to help teenagers manage their budget.
No, you cannot. Over the counter withdrawals are not allowed.
You can check your balance via:
  • The ATM.
  • SMS notifications for all transactions done using your card (if indicated)
  • E-mail notifications for all transactions done using your card (if indicated)
Visit any Access Bank branch or place a call immediately to the Access Bank Contact Centre and request that the card be disabled immediately. You will be asked a few questions to confirm that you are the actual owner of the card.
The card uses a dynamic One Time Password (OTP) for web transactions. This will be delivered to the cardholder’s registered phone number with the Bank at the point of transaction.
The target market is parents, guardians or any adults with children who fall between the ages 13-18.
Card are usually issued on the authorisation of parents/guardians and the requirements are as follows: A Duly filled application form, a valid means of identification, a duly filled application form One Passport photograph each for parent and child.
Yes. Your card has a validity period of three (3) years from date of issue
A new card will be issued on request
The card can be used by children (aged 13-18) going on school trips and summer holidays abroad, children in boarding schools and children who carry out basic independent transactions at the shopping malls, cinemas and eateries etc. 
•    It can be customized as a Persona Card based on request (will attract an extra cost) 
•    Multi-channel functionality (POS, ATM and Online)
•    It can be credited on a need-to-use basis 
No. Non-Access Bank account holders can also apply for the card. However, we advise bundle selling it with the account.
An adult requesting on behalf of the child will simply walk into any Access Bank branch with a passport photograph and complete an Early Savers Teen card Application form. The application form is also available for download here.
The Access Early Savers Teen Card is a Cedi-denominated card.
It takes a maximum of 2-3 business days from the day of request.


To join the Access Bank Early Savers club, click the download link below to access the membership form. Once downloaded, complete the form and send to the email address below. You can be sure to benefit from several fun and interactive lessons as a club member.