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Pick Now Pay Later

Get access to a wide range of household items, electronics, gadgets, building materials, etc. and repay conveniently over a period of 12 months.

  • Twelve (12) months tenor
  • Interest free for the first six (6) months
  • Minimum loan amount of GHC1,000.00 /maximum of GHC30,000
  • Competitive rate of 36%
  • Targeted at private and public sector workers.
  • Facility Fee of 1%
  • One month moratorium
  • Insurance 0.69%
  • Loan pegged at 40% DSR (Debit Service Ratio)
  • Customer should have operated an Access Bank salaried account for at least three months.
  • Proforma invoice from partner vendor issued in the name of the bank and customer.
  • Letter of Undertaking from Employer (Only for salaried workers)
  • Terminal benefit statement from employer (Private sector)
  • Lien letter of Undertaking from employer (Private Sector)
  • One to Three Months Pay Slips
  • Bank Statements
  • Loan request letter
  • ID Card (Ghana Card)
  • Electronics
  • Gadgets
  • Building Materials
  • Furniture
  • Etc

Click here to apply.

Click here to view Frequently Asked Questions    pdf-icon.jpg