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Pick Now Pay Later

Get access to a wide range of household items, electronics, gadgets, building materials, etc. and repay conveniently over a period of 12 months.

  • Twelve (12) months tenor
  • Interest free for the first six (6) months
  • Minimum loan amount of GHC1,000.00 /maximum of GHC30,000
  • Competitive rate of 36%
  • Targeted at private and public sector workers.
  • Facility Fee of 1%
  • One month moratorium
  • Insurance 0.69%
  • Loan pegged at 40% DSR (Debit Service Ratio)
  • Customer should have operated an Access Bank salaried account for at least three months.
  • Proforma invoice from partner vendor issued in the name of the bank and customer.
  • Letter of Undertaking from Employer (Only for salaried workers)
  • Terminal benefit statement from employer (Private sector)
  • Lien letter of Undertaking from employer (Private Sector)
  • One to Three Months Pay Slips
  • Bank Statements
  • Loan request letter
  • ID Card (Ghana Card)
  • Electronics
  • Gadgets
  • Building Materials
  • Furniture
  • Etc

Click here to apply.

Click here for Employers' Letter of Undertaking(Public Sector)
Click here for Employers' Letter of Undertaking (Private Sector)
Click here for Letter of Lien And Set Off Private Sector(Third Party Fund Managers)

Click here to view Frequently Asked Questions    pdf-icon.jpg