Pearl Nkrumah

Ms Pearl Nkrumah is a consummate banker with nearly two and half decades of multinational banking experience across Africa, Europe and Asia. She is currently the Executive Director for Retail and Digital Banking at Access Bank (Ghana) Plc, where she oversees the Retail Business and leads the charge in driving the Digital Strategy of the Bank.

Ms Nkrumah started her Banking career at Standard Chartered Bank in 1998. She later joined Stanbic Bank in 2012 where she occupied senior roles, including Head Enterprise Banking and Main Market & Ecosystems. Under her leadership, the bank’s Main Market and Ecosystems business recorded outstanding growth. She is also credited with building the blueprint and structure for Stanbic Bank’s inclusive and Mass Market Business Segments including Youth Banking.

Ms Nkrumah has provided strategic leadership for diverse portfolios and built significant expertise in Retail Banking, Digital Financial Services, SME and Commercial Business, Credit Product Design and Ecosystem Relationship management.

She augments her client-centric approach with a digital-first mindset to deliver value beyond banking to customers and partners. She is very passionate about initiatives that drive gender equity, empowerment, education, and the promotion of entrepreneurship. She holds a Master’s degree in business administration (MBA) and a Bachelor of Science (BSc.) in Business Administration (Marketing), both from the University of Ghana.

She also holds a Bachelor of Laws degree (LLB) from the Ghana Institute of Management and Public Administration (GIMPA).

She resides in Ghana and was appointed to the Board of Access Bank (Ghana) Plc. on 18th January 2022.