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Access Card

Access Bank has a variety of card products suitable for different demographics. We currently have cards suitable for individual and corporate customers under the below card schemes.

Click  to change your card PIN

Click to see our loyalty partners for discount when you use our cards. Ts & Cs Apply.



We have debit cards for every lifestyle. Get local and international access to your account worldwide. The cards are unique in their wide range of service offerings and provide you with an even safer and more pleasant experience on all your card transactions.


Access Bank Ghana VISA Card Gold

Our Credit Cards offer you lots of  flexibility with your expenses by enabling you to spend via an approved line of credit, which is set on the card.



Load and transfer money on the go across the world with our multi-currency reloadable prepaid cards.


All you need to know about our various cards

Access Bank offers a bouquet of card products for individual and corporate customers. The variety in our cards ensures that your every electronic payment need is met.

Access Cards have multi-channel usage functionality which allows our cardholders transact globally on Point of Sales (POS) terminals, ATMs and on the Internet. Be it a Debit, Credit or Prepaid card, we have a bouquet of card types to suit every customers needs.

The All new Access Bank Contactless “Tap and Pay” cards is a next generation payment card that enables the cardholder to make payments just by tapping their cards at enabled Point of Sale (POS) devices and other payment accepting terminals. With Tap & Pay, there is no need for swiping your card or entering your 4 digit PIN. It's quicker, more convenient and saves you more than you could ever think of. In partnership with Visa, the card guarantees you maximum safety with chip and antenna features that ensure your payment details are transmited safely without the card leaving your hand. To know more about the contactless cards, kindly click here for Frequently Asked Questions (FAQs)

Click here for FAQ on Prepaid Cards for Ghana Christian International High School (GCIHS) and here for features of the new GHLink Card.

More About Access Cards

  • Issued instantly at any branch

  • Can be used on any Bank’s ATM locally and internationally. 

  • Can be used online and on POS terminals.

  • Accepted across over 1 million Visa ATMs and PoS worldwide.

  • Exclusive discounts on Travels, Dining, Shopping, and Lifestyle expenses.


  • Issued instantly at any branch

  • Comes in Classic and Gold options

  • Can be used on any Gh-link enabled ATM or Point of Sale terminal in Ghana.

  • Cannot be used for online transaction

  • The Accesslink Gold card is perfect for High Networth Individuals (HNIs) who also enjoy exclusive discounts at partner leisure and hospitality centres

  • Make cash withdrawals with the card while outside the country
  • Pay for service and goods online; access to online transaction
  • Enjoy up to 25% discounts with partner vendors Click Here 
  • Enjoy up to 40% of your salary in advance (when you receive your salary through Access bank)
  • Enjoy car rental services anywhere in the world where Visa is accepted
  • Access to your funds at over 1 million Visa ATMs worldwide; 24 million merchant locations in 160 countries
  • Issue supplementary cards for loved ones on your card account
  • Enjoy default daily transaction limit: ATM – 3,000; POS – 20,000; Online – 20,000 (Extended upon request)
  • Protection against unauthorized usage of the card in case the card is lost or stolen by reporting the loss to Access Bank Contact Centre.
  • Can be used as an expense card, travel card etc.
  • Issued instantly at any branch
  • No account needed.
  • Can be pre-loaded anytime using the Mobile App, USSD or in the banking hall.
  • Gives you access to load cedis and spend anywhere in the world.
  • Access to your funds at over 1 million Visa ATMs worldwide; 24 million merchant locations in 160 countries
  • Enjoy up to 25% discounts with partner vendors Click Here 
  • Can be used for online transactions
  • Free when used on Access Bank ATMs, POS and Online
  • Enjoy default daily transaction limit : ATM – 3,000; POS – 20,000; Online – 20,000 (Extended upon request)

Get in touch with us

You can reach us at any time via the following channels

Contact Centre: +233 (0) 302 742 699, Toll Free: 0800 00 4400


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